I am 60 years old. I took $121,441.49 (total distribution) from my 401K. They withheld $24,288.30 in taxes. I made $184,871.82 and they withheld $33,147.46 in taxes. Now that I am filling, they claim I have to pay $15,5K if I file jointly, or $16.3K if I file individually. My spouse already file individually. Why do I have to pay additional 15K in taxes? I thought the 24K I had already paid for the distribution would cover all taxes. We are in MD.
