I got married in 2024 then moved abroad with my spouse. We did not officially live together in 2024. However, before going abroad, my spouse had to move out of their apartment because the lease ended. Spouse stayed at my mom's house, informally (no rent, no bills) before leaving the country with me. We plan to file seperately (I have almost 100k debt and am a student, very low income). Does this short time count as living together (I live with my mom, but the house is not mine)? I ask to see how it will affect the Roth IRA.
