Hi, I understand what you’re saying, and why it’s incredibly frustrating to have people tell you to increase your withholding when you have no earned income (salary).
im going to suggest you contact AARP (too late for this year, but maybe talk to them to plan for next year). They have a program to do your taxes for you, and it’s no cost to you. I hope this suggestion helps, and that you actually get this message!
“The Tax-Aide program is the largest free tax-assistance and preparation service in the U.S. Beginning in February, thousands of AARP Foundation volunteers who have been trained and certified by the IRS welcome older adults in various locations across all 50 states.“
