Your electronic return was rejected because IRS records show that APTC was paid to your Marketplace health insurance company on behalf of you or another member of your family,
- Verify Your Health Insurance: Double-check if anyone in your household had Marketplace coverage. Sometimes, even brief coverage can trigger this requirement.
- Check for Form 1095-A: Log into your Marketplace account to see if there's a Form 1095-A available for you
- Correct Your Return: If you find a 1095-A, use it to complete Form 8962 and refile your return. See step-by-step instructions here,
If you believe Form 8962 is not required:
- Contact your Marketplace to confirm that APTC was not paid for you or any family member. You can find contact information on the Marketplace contact page
- Include a PDF attachment titled "ACA Explanation" with your return, explaining why you believe Form 8962 is not required.
