Yes, that is correct. Don't get me wrong we have had to pay into. Like for 2024 I owe $813.00 and husband owes $1,921. It's not like we are getting money back. You're right I do need a better tax advisor. I just don't know what to from here on out! Someone just told from here on out to file married filing jointly so I will do that for 2025. Any advice
