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My wife is a retired teacher, I was able to efile the federal and we owed federal, due a refund from state.  Could not efile the state due to something with the Mass Teachers Retirement, not sure specifically what it was.  Mailed our state about 3 weeks ago and got our refund about 3 days ago.  Mailed the state return to the address indicated on the state web site.  (No help from TurboTax) I printed the return and attached all the W2's, 1099's and church donation.  Apparently successful as I got my refund.   Good luck! First time turbo tax has let me down.