It may be. Long-term care insurance can be part of employer-provided insurance, but it's often offered as a voluntary benefit where employees choose to enroll and pay premiums themselves. Some employers may contribute to the premium cost or offer a base-level benefit with the option to purchase additional coverage.
If you have enrolled in a long-term care insurance plan and you pay the premiums yourself, the answer is likely no.
Group long-term care insurance plans offered by employers are often more economical than individual plans.
To determine if your long-term care insurance is part of your employer-provided insurance, you can review your employee benefits package or contact your human resources department.
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