What does it mean to “let it ride”? How do I/where do I make the selection? We’ve already filed our taxes claiming our 22 yo as a dependent. She’s still in school but got a full time job mid October 2024 and now has a HDHP with an HSA. We did not know that she could not have both and kept her on our insurance which is not an HDHP until the end of the year. Her employer apparently made a contribution to her HSA at the end if 2024 and that “excess” is now a problem on TT. She will be filing independently for tax year 2025, so rolling it over is fine. She won’t exceed the maximum contribution for 2025. But I don’t understand how to roll that excess over to 2025 on the forms. .
