In October 2024, I quit my job and started a new job in November 2024. During that time I set up new retirement account with them.
The Guideline platform asked how much have I already contributed in 2024. I put the wrong total. That is why I was able to contribute more than I should.
I think that is why I did not received 1099-R from Guideline since they did not think I exceed deferrals.
So no when adding all the contributions listed on my W-2 I get a number above the limit.
Guideline platforms says I exceed the deadline to remove excess contributions.
