Shanks2 - please clarify what your issue is. There is a situation in which you have to pay tax twice on an excess contribution, but the IRS permits two ways to avoid this. Furthermore, taxpayers often misunderstand how the 1099-SA works.
So please describe to me what you contributed and when and how much was in excess and what was carried over, and all details, so that we can get you to the best possible solution.
@Shanks2
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