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Thank you!!  But the problem I see is that I mistakenly (don't ask why) for the second 1040 submittal said that I did not receive healthcare through the Market Place when I actually did and the return was accepted.  This was an honest mistake but how do I fix that?

 

And do they charge me interest on the $19,000 that I owe for credit repayment?  If so, I hope it'd be a wash between what I earn in my HYSA (4.1%) vs. what the IRS will charge me.