WTP
Level 2

Get your taxes done using TurboTax

Yes, I did see your screenshot.  On that screen where does it state or imply that the $40 is solely related to the "Pay with Federal Refund"?  FWIW, I am getting a Federal refund, and owe my state.

Answering your questions:
I just filed today (2025-04-11), so obviously, no refund yet.
Yes, I only paid $15 for the state e-file.
No, the $40 fee was not listed, only the state e-file fee).  I did not pay the $40 fee when clicking on "Pay with Credit Card".
Yes, I did enter all my credit card details while on the phone with a TurboTax pleasant CS Rep.    Once CC details were accepted, it provided a button to submit the payment to my credit card, I did submit that $15 charge.  And as I wrote above, it showed only the state e-file fee and nothing about the $40 fee.  Intuit can't reduce my refund when it's coming from the IRS.  All my previous federal tax refunds have been deposited directly from the IRS.