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Thank you for the reply! My grandfather is deceased. Based on the criteria you listed, his social security income would not be taxable, and neither would my grandmothers. They have not filed a return in quite some time. 

 

However, the 1099-C alone, in his name, is an issue for me as I dont know how to proceed or file this as he is deceased and would not have needed to file a return for 2024 anyway. If I file the 1099-C alone, whose name should it be filed under? 

 

Can turbo tax handle this and make it easy for me? If so, should we begin the process under my grandmothers name or mine as I am the one trying to handle his affairs.