Hey @fanfare - I appreciate the response.
1. To be clear, I understood from @DanaB27 I DO need to amend my 2023 return to include the $200 of income from MY 1099R, but NOT my wife's 1099R. That's what I was referring to.
Your #2. So I withdrew the money in 2024, and contributed as normal for 2024. My understanding is that I will pay the 6% fee on the excess contribution and that should be it?
