Does the lump sum distribution count as the RMD (or make an RMD unnecessary)? My mother died in 2023, but i received the lump sum distribution from her annuity in 2024. I contacted the plan administrator, but they dont have any RMD information for 2024 since the plan was closed out. I did not rollover the distribution, just took the lump sum and i am unsure of what to put for the RMD for 2024.
