This is my reply to MesquiteBean.
Thanks so much. I followed your advice in the first paragraph. I went ahead with selecting to pay with a credit card when I got to the screen that asked "How would you like to pay?" and showed the last line "$45 TurboTax Premium Service Applies". I selected Pay With Credit Card. The following screens asked for credit card info but showed no $45 charge in the Total in the final screen. Phew! Thanks again. Sorry. My Opera browser didn't let me paste the screenshot here.
