Good information - thank you for the help.
If I dont have a CDHP, it sound like this $509 carry over every year on my taxes like this - is that correct?
Most importantly - I am still not clear on how to proceed with the tax filing - the Federal "smart check" in Turbo-Tax is giving a validation error on form 8889 box 1 to indicate CDHP coverage during 2024 for myself or family, but I don't have a CDHP; should I leave it blank?
