There is no reason why you can't e-file.
When TurboTax asked if you had HDHP coverage, you replied that in no month of 2024 did you have HDHP coverage, right?
This will make the numbers on the 8889 correct.
Then, when you come to the Review and see the request to enter Self or Family on Line 1, enter either one (I usually suggest Self, but either one is fine).
This is a workaround for that part of the Review, to allow you to complete your return.
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