Hi,
I'm kinda in a similar situation with hsa excess contribution. I need your suggestions here as you have corrected yours (I believe).
1. I figured out about my 2024 hsa excess contribution only a couple of weeks back and contacted my hsa custodian and submitted the excess contribution disbursement form. Now the check is issued for my over contribution and my 1099-SA will be provided by Feb of 2026. In your case, you mentioned about W2c. Was it provided by your employer directly or you contacted them to provide one? Since I have only few days left for the tax deadline, I am thinking of my filing with my current W2.
2. If I proceed forward with my W2, how would I report this excess contribution in my tax returns? Right now, it is showing as 6% penalty.
Yours response is much appreciated.
