@Opus 17 Thanks to everyone who has replied to my questions.
The 1099-SA my wife received has a box for Earnings on Excess Contributions, which is $0. Obviously that's because the plan didn't know she was going to ask for a return of excess contribution when the 1099-SA was sent.
From the data I entered, TurboTax calculated that she had contributed $573 too much. Our initial problem was the bank pointed toward the employer, and the employer pointed us toward the bank. We finally found someone who directed us to the form which had to be filled out and signed to get the excess funds returned. The form has been submitted.
When filling out theinput information for the HSA, one of the pages was titled "Age at Distribution". The question asked was "Was my wife age 65 or over when this distribution was received?". My wife was on HDHP for the month of January 2024, then went on Medicare in Feb. She had distributions from her HSA all during 2024. I went through her statements to determine how much she received before age 65 vs after age 65. Of her total distribution amount, about 15% occurred during the month of January before she transitioned to Medicare at age 65.
Armed with this information, I went through the steps, but I didn't see where it made a difference. There was no area where I broke up the before age 65 and after age 65 distributions. How do I answer this question if she turned 65 in Feb 2024?
Last question: Since there will be interest earned on the HSA excess, I'm not sure where to put it. In the Interest and Dividends section, I see the "Interest on 1099-INT". Since I won't have a 109-INT, do I just input it as if I had a 1099-INT?
Thanks for your help.
