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Thanks!  I had actually found the answer that you referred to moments before I saw the e-mail saying there was an answer to my question, but I certainly appreciate your prompt (and I believe, correct) response.

 

I did get my new-to-me 6 digit ID PIN entered into the program so I'll wait for my most recent rejection (changed both spouses 5-digit TT(?) PINs just to see if that'll work) and try again.  I think and hope that problem is licked.