The RMD for this one account was $13,000, however to avoid being taxed on the whole inheritance in 10 years I withdrew more for a total withdraw of $45,000. This is my only inherited IRA I had to take an RMD from, I did not have to take any other RMDs from any other IRA. When you get to the questions about how much of box 1 from the 1099R was the RMD due by 12/31/2024 do I enter just the $13,000 or the whole amount I withdrew from the inherited IRA? Then the next question is how much of this distribution applied to your 12/31/24 RMD? if I entered the $13K then its all, but if I am suppose to enter $45K do I check all or some of the distribution applied to your 2024 RMD? For reference the code was a 4 in box 7, box 1 and 2a are $45000, and taxable amount not determined is checked on the 1099R.
