" move this amount to 2024 Roth IRA which is under my 2024 Roth IRA limit."
This is key, you do not move anything. you use your 2024 amount to offset the 2023 excess.
You won't be able to make a 2024 Roth contribution.
You can do this on you 2024 tax return with form 5329. That eliminsates the 2024 penalty.
Earnings stay in the Roth IRA.
amend 2023: ask the CPA to do it and how much it will cost you.
@LucyLiu5
