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thanks again for your thoughtful replies!   yeah, i suppose i should have mentioned more about my situation. both my wife & i work for ourselves, separately. she has her freelance biz & i have mine in a different field. last year i had to go on disability & did get back-pay for the previous year.  so perhaps all this new stuff i've not seen before is related to that.  i have inputed the SSA form info, & per other advice, am still filling in for both our businesses (even tho i didn't make but a few hundred bucks last year).  i've been unable to revisit this till now, but i plan to go back thru everything tonight/tomorrow & just click continue thru this section trusting turbotax 🙂