As you see, a dependent can't make contributions to an HSA.
I am not sure at what point you are getting stuck in a loop.
When you are in the HSA interview, tell TurboTax that you did NOT have HDHP coverage. This should simplify things for you. TurboTax will declare that all of your contributions are in excess, and if all of your contributions were on the code W in box 12 on your W-2, then this will be the excess amount
This excess will be added back automatically to Other Income (which is correct, since the contributions were removed from Wages in boxes 1, 3 and 5 when your W-2 was created.
If you can, you should agree to withdraw the entire excess. Otherwise any excess that is not withdrawn will be carried over to next year and charged a 6% penalty. If, next year you have HDHP coverage and are no longer a dependent, then TurboTax will try to use this carryover as a personal contribution on line 2 on the 8889. So don't try to contribute the max amount in 2025, because you have to allow for this carryover (if you do the carryover).
You will continue although the way through the HSA interview until the HSA Summary.
In the federal Review, you will likely hit a question that TurboTax demands that you answer Self or Family. TurboTax does this because it is confused - why do you have an HSA if you don't have HDHP covered. Not to worry, just enter Self. You have already said that you didn't have HDHP coverage, so the numbers on the 8889 will be correct. Entering Self is just a workaround.
If you have any more difficulties, come on back here.
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