I have excess contributions to my Roth IRA from 2021,2023 and 2024. I just realized that and withdrawn all the contributions plus gains from all the previous years. But since I did it only now, I will receive my 1099R only next year. I believe I have to pay the 6% on the 2021 and 2023 excess contributions. Should I wait for the 1099r from next year to do this or do it now ? If so, does the turbo tax product support this ?
