mak96_sam
New Member

HSA Distribution for non-dependent child on tax return under parent's medical insurance

I have a high deductible medical plan with HSA which covered my 25/26 year old son throughout 2024.  We stopped claiming him as a dependent on our 2023 tax return since he got a full time minimum wage job after graduating college, however still lived with us at home since his income was not enough to cover all his living expenses. Additionally, I have been paying some large medical bills out of my HSA that my son incurred in June 2023 which is on a 36 month payment plan.  I'm conflicted on whether I shouldn't have been using my HSA for his medical bills even though I have been paying half of his living expenses while at home. 

I haven't completed my 2024 taxes yet. Please advise what I need to do. Thank you!