I received the 1099-R for withdrawing money fro a roth ira and a regular ira. The roths were not taxed but the regular ira(s) were except that the people at Charles Schwab sent the money to the wrong state. So I put $0 withheld for the tax and used the correct state and payer id so it could be taxed. The distribution code is 7 and the ira/sep/simple is checked.
