ROTH IRA early Distribution and received a 10099R which shows code J, which is non qualifing distribution, However, its a qualifying distribution because I used after tax constributions so I thought I wouldn't be taxed again the principal amount.

jc1005 · ‎March 26, 2025

I took an early Roth IRA Distribution for tax year 2024 and received a 1099R using code J which is a non qualifying distribution. However, I feel since I contributed after tax dollars to the my Roth IRA, this should be categorized as a Code Q, qualifying distribution.