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BrittanyS - 

Thanks for the reply.  As for the diagnostic file you mention, would that be the file for the 2024 tax year or from 2023 (which I don't have).  

What's in the diagnostic file that would provide whether or not I had any tax liability in 2023?  Is "tax liability" the amount of tax I owed overall or the amount I would have had to pay at filing?  

I owed FED & State taxes for 2023, mostly because I underpaid due to earning more in wages.