I have a similar situation. Mine is for tax year 2024. We repaid the insurance company in 2024, however the amount repaid was greater than the benefits received for 2024, so they did not issue a W-2 for 2024. The remaining amount (total minus 2024 benefits) is less than $3000. I do not itemize my taxes, so I cannot get any credit for this on this years taxes. Can I file an amended return for 2023 and simply reduce the amount paid on the W-2 for that year by the amount overpaid?
