I have received interest in 2024 for an Annuity that has been in Rehabitation. It came through on a 1099R. When I enter the amount, it does not let me check anywhere that it is an Annuity/not a qualified pension plan. This annuity was purchased with after tax money and should not have an RMD. Turbo tax is telling me I will have an IRS penalty even though I noted interest was collected in full as an RMD as that seemed to be the only way around it.
How can I correct this or should I just fill out waiver form with best explanation possible. There should not be a penalty. Please advise
