Thanks again,
If your HSA custodian says that your HSA was open this whole time (all of 2024), then it's likely that your employer didn't take any money out of your HSA or close your HSA. So just pretend that your HSA was open all year. Also, it seems like the money that they added to your paychecks was a gift, since they didn't take the money out of your HSA.
Can I use Jan, Feb 2024 have HDHP Family coverage for two months on your step 7, bc I have paycheck show my contributed $1315.40 and employer contributed %115.40 in my first 4 paychecks 2024.
The result same as if I enter all 12 months have HDHP plan.
However, the IRS might send you a letter some day asking about all this, so document all this.
What documents do I have to prepare can you think of ?
