Well, I removed the excess in June of 2024 (once we had a chance to figure out where the money was held, how to withdraw it). We received a 1099-SA showing the excess contribution withdrawal.
I called the IRS helpline to see if they could answer the to amend or not question. Sounds like I need to amend to ensure things are correctly reflected going forward. I don't care about the $1 tax I paid last year, but I want to ensure the HSA account and our tax returns aren't messed up going forward.
