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Get your taxes done using TurboTax
If you have HDHP coverage in 2025, then you can treat the $19 carry over as a personal contribution (actually, TurboTax will do this for you). This means that if you were maximizing your HSA contributions, just back them off by $19, so the $19 can be used up.
You could do this in 2024, if you didn't maximize your contributions (I say this because you are doing your 2024 return right now).
Frankly, if you have the chance to do it this way, it's easier than amending your return, which has the hidden cost of extending the time in which the IRS can open your return (it's normally three years, unless you amend).
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March 17, 2025
3:08 PM