Thank you. We did have more than expected capital gains - I don't know if that will happen next year but I certainly don't want to have to pay the additional estimated prepayments which are much higher than the total we owe this year. We do plan to change our withholdings so hopefully that will help in 2025 in case it's a good year. It seems crazy to me that you can get penalized for owing more than $1000 - I'm not psychic, I don't know until I do my taxes where I'll end up. Thanks for the replies.
