Best answer you provided!
Now I believe it is like this. Hopefully it is accurate.
There is a distinction between a desktop version and an online version.
Working online required login - obviously needed. The login user is limited to the one who registered as the software owner.
Working on a desktop version shouldn't required anyone to login and work to finish because the software is activated. However, when coming to efile the return, the person has to login and provide his own account so that he could provide his credit card # to be charged for efiling, especially the State return.
