Yes, you are correct. There is no need to complete Step 4(b)—Deductions Worksheet since you use the standard deduction.
Keep in mind you can change this form as many times as is necessary throughout the year and your employer must make the changes. I would advise to do one of two things.
- Add an additional child even though you only have one child (depends on your refund amount for 2024 and how much you want to reduce your withholding); or
- Add an amount for credits to the amount in Step 3 or Enter an amount in Step 4 (b) even though you are not itemizing or have other deductions.
Both of the items can be adjusted until you feel your withholding is sufficient, and not too low or high. The key to the W-4 is to make sure you have enough withholding to cover your tax. One additional note is that the IRS does change withholding tables from time to time which would also affect your total withholding. Check each pay stub and change as needed.
@justinw39
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