Hi! I received in the mail a 2024 1099-INT for a savings account in my deceased mother's name. I was not aware of the account. She passed in August 2023. There was no estate, so I filed her 2023 1040 as her last return.
I called the bank and they sent a packet of paperwork to complete, and once completed, the interest will be transferred to me (I think I was the beneficiary on the account).
I've rooted around on here about this topic but there is conflicting advice. I have not yet filed my 2024 return. Since the money is transferring to me, should I include it on my return? If so, what additional steps should I take? I read something about a form 1096 and creating a 1099 as my mother being the payer.
Many thanks!!
