I see you are using the desktop software. Are you efiling a state return, which has an efile fee of $25? If so, and if you chose to pay that $25 fee out of your Federal refund, there is a $40 service fee for that option ($45 for California.) That is not a fee for direct deposit. Direct deposit is provided by the IRS and is free.
You can avoid the extra $40 service fee if you decline that "pay out of refund" option and pay the TurboTax $25 state efile fee upfront with credit/debit card.
