If you have not received an automatic recovery rebate, there is still time to file a 2021 return to request this. Before doing this, you can call the IRS toll-free at 800-829-1040 to verify that the rebate was not sent to you, as it sounds like you had a few bank accounts/addresses.
To file a 2021 return, you only have until 4/15/25. Here is where you can access prior year software: File your 2021 taxes
See also: IRS News Release
