Most people take the standard deduction, but if you have more itemized deductions, you should take the higher deduction - See More on Itemizing.
MFJ is better than MFS in almost even situation - Compare MFS vs MFJ
Roth IRA will be not be taxed when you withdraw the money, you contribute post tax money. Traditional IRAs and 401K are the opposite - you contribute tax free money, but you pay tax when you withdraw it. Retirement plans
Tax Strategies
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