"My FRA is 66 yr and 8 months so applying for Medicare when I turn 65 (Dec 2023) would not trigger the 6 month rule, correct? " - correct, no 6 months back.
"I had a family HDHP (me + my spouse) which had the 7500 max in 2023" - no, the Family HSA contribution limit in 2023 was $7,750.
"plus an extra 1000 for over 55 = 8500" - note that the extra $1,000 would have to go into the HSA of the person who is 55+. Also note that each spouse can have an HSA, so you have to be careful about this if you guys each own an HSA.
"Since I was only ineligible for HSA 1 month in 2023 and my 6700 is less than 11/12 of the max allowed, does this mean I did not have excess contributions in 2023?"
Yes. No need to amend your 2023 return.
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
