Wow, thank you for clarifying that 6 month rule. My FRA is 66 yr and 8 months so applying for Medicare when I turn 65 (Dec 2023) would not trigger the 6 month rule, correct? (Now that I've typed that out I feel dumb, how could my coverage be before I turn 65)
I had a family HDHP (me + my spouse) which had the 7500 max in 2023 plus an extra 1000 for over 55 = 8500. I only had 6700 in contributions in 2023. Since I was only ineligible for HSA 1 month in 2023 and my 6700 is less than 11/12 of the max allowed, does this mean I did not have excess contributions in 2023? If that is so, do I not need to file an amended return.
