In general, SSI Disability (SSDI) payments are not taxable, but some exceptions apply. These are listed below. You indicated that you have no other earned income, so in your case your SSDI benefits would not be taxed. You will not have to file a tax return if this is the case, unless you have other items you need to report. Such as Xmasbaby0 and VolvoGirl mentioned above: if you have a Form 1095-A for Marketplace Health Insurance to report.
In some circumstances, your Social Security Disability Insurance (SSDI) benefits may be taxable:
- if you have received income from other sources, such as dividends or tax-exempt interest, or if you are married and your spouse earns income.
- If you are married and file a joint tax return, you can report up to $32,000 of income (made up of half of your SSDI benefits plus all of your other income) before owing taxes on your SSDI benefits.
- If you are Single, Head of Household, Qualifying Surviving Spouse, or Married Filing Separately (didn't live with spouse), you can report up to $25,000 of income (half of your SSDI benefits plus all other income) before owing taxes on your SSDI benefits.
- If you’re Married Filing Separately but lived with your spouse at any time during the tax year, none of your income is exempt from taxation.
You should receive a form SSA-1099 for your social security benefits. If you didn’t receive the form you can get a replacement Form SSA-1099 by going online to your personal "My Social Security account". You will be able to download the form from your account.
If you do not have access to the internet you can use the Social Security Administrations automated phone services to request a replacement SSA-1099. Their automated services are available 24 hours a day, 7 days a week, by calling 1-800-772-1213. You will say "1099" after you hear “How can I help you today? to get help with your form.
You can keep your Form SSA-1099 with your tax records if you do not have to file a tax return.
Click here for "Is Social Security Disability Income Taxable?"
Click here for "Get Your Social Security Benefit Statement (SSA-1099)"
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