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@NotTheTaxMan by "no useful message" I really mean no message at all.  It just makes a sound and nothing happens.

 

Before i had 3rd party access on on the E*trade side when I tried to connect it generated an email from ETrade saying I tried to connect but had 3rd party access off, however TurboTax did the same thing -- nothing just beep and not any sort of error message.

 

Now that I have turned on 3rd party access I get no results when trying to connect other than a noise.  I actually do often see some status for a few seconds first saying it is connecting and it does appear to connect and then nothing.