MarilynG1
Expert Alumni

Get your taxes done using TurboTax

A qualified employer plan (retirement plan) can maintain a separate account or annuity under the plan (a deemed IRA) to receive voluntary employee contributions. If in 2024 you had a deemed IRA, use the rules for either a traditional IRA or a Roth IRA depending on which type it was.

 

Here's more info on Form 8606 and IRS Instructions.

 

@Kirkeby 

 

 

 

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