m1tina
New Member

Forgiveness debt for a deceased with no estate

I  received a cancellation debt from bank of America regarding a deceased person with no estate.  They said they are going to forgive his debt.  He passed-away two years ago.  Who will be responsible to pay the IRS with this tax if he is already a deceased with no estate and he is the only borrower of this debt.  They know this long time ago that there is no estate nor executor.  please advice.  Thanks