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Thank you - that's what makes sense to me.     I'll continue to do as you describe (which is what I had originally)

 

It's the newish phrasing re the 'required to be distirbuted by Dec 31, 2024...'  - the IRS web site says the first is not required/due til Apr 1 so the TT change seemed to be telling me now not to list what I had withdrawn.

 

Thanks