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I think you're missing and forgetting stuff, so I just wish to try once more:

1) The excess happened in 2022, fixed by the broker in 2023 before I filed for 2022. I'm not 100% sure if there was a 1099-R involved but I haven't seen any penalty for any Roth ever. Does that indicate I don't need to worry or do anything regarding the 1099-R stuff?

2) For 2022's return, 6500 is the "other income" which results in AGI of 6110, and regular Roth contribution of 6k. Does that "add up" ok?


3)  For 2024's EIC, it shows 499 for 7k income. So where is 455 and 456 from?

Thanks again, even if you don't answer as well as you sometimes have. If you're allowed to leave your FB or you tube, feel free to.